Oct
31
horse property
Riley Hendersen asked:


You are now thinking-what are your crazy? Why would anyone purchase insurance on the average horse? You know that the special thoroughbreds, Arabian, and other special breeds are covered but why should you spend the money for your own horse?

Well, it is no longer an issue for the very wealthy owners and breeders. If medical attention or surgery is needed, this can make a difference between saving your horse’s life or putting them down. And, who really wants to sacrifice their pet just because they can not afford to pay the veterinarian?

If you own a horse of any breed, you know that it is a major financial investment.

You not only pay money to purchase him, but the boarding and upkeep for this is very expensive and people just want to protect something that they love. There are a few basic types of coverage you can purchase; they are mortality and major medical-these are comparable to life and health insurance for people.

Now that you realize that you should purchase insurance for your horse, what kind should you get? As with anything, there are an unlimited number of policies available that cover many different things. Some of the basics you will want to consider when getting coverage are major medical and surgical, death, loss of use, and equipment. You are thinking-what, all of this? Well, “Yes.” Each of these is an investment you have made and you want to be adequately reimbursed if anything should happen.

If you own or operate a stable, you need even more coverage that would include: liability for trainers, farm owners and guests; property protection; reproduction (stallion and mare fertility versus infertility); and transport of animals.

Usually, a horse owner received money from mortality insurance if the horse dies. Depending on the details in the policy, the owner may receive a full or partial payment based on the value of the animal. A medical and surgical policy will cover costs directly related to the treatment of an injury or illness.

If you are not sure what horse insurance to purchase, find an insurance agent that specializes in horse insurance. They should answer your questions and explain the terms and benefits described in the plan.

It is their job to sell you and other people horse insurance-so, they want to make sure that they do their job correctly. Their reputation can be made or ruined based on how they work with their clients who want to make this purchase for their animals. Just remember, that the agent you select should have experience in the equine arena.

Whether you decide to work with a capable agent or to do the research yourself on the internet, remember what is at stake here. If you do not get the right health insurance for your horse, there may come a time when you truly regret it. Saving a few dollars here and there might make a major different in the amount of coverage you have in the event of a major illness or surgery.



AURELIO
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horse property
melvin s asked:


I have cared for this horse for 2 years. Showed proof to the police with feed bills and vet bills but to no avail they just let her take my horse. She gave me the horse when I let her put her horse on my property free of charge and we split the feed bills for awhile. As time went on my husband and I ended up taking all the responabilty for both horses. She asked us if she could take our horse to the beach Memorial weekend and we said no and thats when it all started. On May 30 as I walked out side her and 2 police officers walked up my driveway. They asked me if she owned the horse and I said no, that she had given it to me 2 years ago when she put her other horse on my property and she told them that that wasn’t true. So they let her just take my horse. Now I have to take her to court and try to get my horse back.
The police had no warrant she had no papers on the horse the police where her friends.
She just got mad because my husband told her no she couldn’t take the horse to the beach. The next morning when she picked up her horse to go to the beach why didn’t she have the police then. It was a week later when she came back for my horse. I asked the police where is your warrant they said they didnt need one.
Dakkota is my horse and Nikki is her’s. She gave me Dakkota a black and white paint, when we let her put her horse Nikki on our property free of charge. I have known this girl since she was a little girl. I went to school with her mother. She had no where to put these horses and could not feed them both. When we got the horses they where a bag of bones. I had cared and loved both of these horses and made sure they had everything they needed. I have feed bills and vet bills a mile long for Dakkota. I even showed the police the coggins papers from the vet with my signature as owner with the vet signature. And Nikki’s coggin papers with her signature as owner and they told me that wasn’t enough proof. So whats wrong with this picture I ask.

FREDDIE
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